You’re starting to think that you’d like to propose to your girlfriend because you feel like she’s the right one for you. You’re worried, though. You have assets that you’ll be bringing into your marriage that exceed hers. You earn much more than she does, too. On top of that, you know that she has debt from school.

You don’t want to make it sound like you don’t trust her because you do. However, if you were to get divorced in the future, you wouldn’t want to end up in debt or lose your assets that you worked so hard for.

Consider discussing a prenuptial agreement

Talking about a prenuptial agreement can be a little tricky, but it’s something you may want to do. If you frame the discussion in a way where you’re showing the benefits of the prenuptial agreement to you and to her, then it will go over better than pointing out all the reasons you want to protect yourself. Here’s an example.

If you know that she is finishing school and will have a high income in the future, you could include a statement in your agreement that neither of you would seek spousal support. You could include information about the division of debts, such as if you go back to school or take out a loan. You should both play a role in discussing your finances and determining how you’d separate in the future if you ended your marriage.

If you decide to propose and want to discuss a prenuptial agreement, do it sooner rather than later. You want to give your girlfriend plenty of time to look over the potential agreement and to speak with her attorney.